Home Repair

Waco Habitat’s work through the Critical Home Repair Program will include:
• Ramp access to primary entrance
• Hand Rail to primary entrance
• Grab Bars in bathroom
• Roof repair
• Floor repair
• Plumbing
• Electrical
• Other health and safety home repairs

*Critical Home Repair is NOT an emergency repair program; there will be a months-long waiting period for repair work to be done.    

Eligibility Criteria for the Critical Home Repair program are as follows:
• You must own the home where the repairs are to be made.
• You must occupy the home as your primary residence.
• You (or a member of your household) must have a need that makes the requested repairs necessary.
• Your household income must fall between 20%-60% of A.M.F.I. (Area Median Family Income).
• Those receiving Critical Home Repair services must be present during the duration of the repair work.  Any able-bodied household members must help during the project (where applicable).  Other friends and family (not in the household) are also encouraged to participate.  
• Applicant must demonstrate willingness and ability to pay for project cost based on a sliding scale.  
(These criteria are subject to change.)

Important to understand:
• We may only be able to commit to part of what a house needs
• Homeowners will have to pay for Critical Home Repair services based on a sliding scale based on household income
• Cost for project will include materials and contracted labor
• Upon acceptance into the program, participants must agree to a payment plan, which will begin immediately.  Applicant must be current with plan to remain eligible.  All pre-payments will be held in escrow until project is begun.  If applicant withdraws from the program or is disqualified for any reason prior to beginning the project, 100% of escrowed funds will be returned to the applicant.
• Applicant will receive a 25% discount on the payment amount required if full payment is received before project begins.
• No interest will be charged
• A Deed Restriction will be required for projects over $1,000.  The Deed Restriction will have a retention period of 5 years forgiven on a pro rata basis.
• Participants will be required to sign a promissory note for balance of payment not paid before project completion
For more information about Waco Habitat's Critical Home Repair Program contact the Habitat Office at (254) 756-7575 or Email [ britt@wacohabitat.org ]